Anthem is exiting the federal exchange in Ohio. Based on preliminary filing submissions made to the Ohio Department of Insurance, Anthem’s reductions across the state will leave approximately 10,500 Ohioans in at least 18 counties with no insurer in 2018.
Those 18 counties are Coshocton, Crawford, Guernsey, Hancock, Harrison, Hocking, Holmes, Jackson, Knox, Lawrence, Morgan, Muskingum, Noble, Paulding, Perry, Van Wert, Vinton, and Wyandot.
In Ohio, Anthem will continue to cover approximately 3.4 million people outside of the federal exchange across many types of insurance, including small group and large group plans.
Who is impacted?
Ohioans who bought health insurance from Anthem on the exchange will need to find another insurer for 2018, but they will still have their current coverage until December 31, 2017. Approximately 10,500 Ohioans in at least 18 counties, however, will have no health insurance options from the exchange in 2018.
When will consumers be impacted by these changes?
Consumers in counties where no insurer is planning to sell exchange plans will be impacted starting January 1, 2018.
How does this announcement impact consumers who have health insurance outside the federal exchange?
Those with health coverage through employer-provided insurance, Medicare, or Medicaid will not be impacted.
What is causing these changes to Ohio’s health insurance market?
Many governmental policies have been proposed in reaction to the Affordable Care Act, with the majority being designed to dismantle or change it. This has created what some insurance companies see as an unfriendly business environment in numerous markets. Many insurance companies are choosing not to offer their services in markets that they feel are especially risky or unpredictable, such as Ohio’s.
What can be done to improve the current situation?
Until Americans can come to an agreement on regulations that both ensure high-quality healthcare and help drive down costs, Ohio consumers may continue to be in this predicament. Until then, HealthMarkets will work to identify any potential options that could help the approximately 10,500 Ohioans living in the counties that may not have any insurers selling exchange plans in 2018.
I’m familiar with this market, and I’d like to know how I can help alleviate this situation while furthering my career. What can I do?
There are tons of people out there who are confused about what their healthcare options are. HealthMarkets is in a unique position to help those people. We’re also in a unique position to help you. Fill out your information here, and we can reach out to you about this promising career opportunity.